Credit Unions are financial co-operatives, owned by their members and run by volunteers on a not-for profit basis. They offer a full range of services to meet your financial needs, including:

• Savings
• Loans
• Current Accounts
• Budget Accounts
• Insurance
• Mortgages
• Children's Savings Schemes

West Lothian Credit Union Forum works with the three local credit unions to increase awareness of their services through events, financial education programmes and promotions.

A recent report by HMIE stated: "The annual report produced by West Lothian Credit Union Forum provides a very clear account of progress made against Single Outcome Agreement (SOA) priorities, Curriculum for Excellence and the West Lothian life stages model."